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8-04 - Insurance coverage for staff
 

Provide health, disability, long-term care, and life insurance to all employees. This includes coverage for health promotion programs, medical, dental and vision coverage, and coverage for their dependents.

   
Rationale
 

The provision of health insurance benefits for staff members and their families increases their accessibility to preventive health services. Preventive health care and early detection and management of health problems will reduce employee absence and reduce staff turnover, resulting in potential cost savings to the district, ultimately benefiting students. Generous and comprehensive benefit packages are excellent ways to attract and retain the most outstanding employees.

   
Commentary
 

School districts can be role models for other employers on their policies towards employee benefits. In many cases, the level of insurance coverage is determined by collective bargaining agreements. At a minimum, health insurance should provide access to a health plan that is affordable with respect to staff salaries. Health plan options should provide coverage that is broad enough to protect the employee and the employee's family from economic hardship. Districts' benefits offices should be staffed to meet all health and disability insurance information needs of its employees.

Many school districts provide financial and medical support for injured staff members through provision of Workmen's Compensation programs - programs that are often required by state law.

   
REFERENCES
 

Haynes G, Dunnagan T. Comparing changes in health risk factors and medical costs over time. Am J Health Promot. 2002 Nov-Dec;17(2):112-21.

 
          
 
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